Austin Telco has provided the majority of all the financed purchases here at Select Auto Source. They typically offer the most competitive rates to qualified buyers. (I have had a customer who works for a major national bank who has financed two cars through Telco.)
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A+ Federal Credit Union has financed a couple of cars purchased here.
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In the Cedar Park area I highly recommend United Heritage Credit Union. They are located at 1801 E. Whitestone Blvd. (1431). Their phone #: 435-4545. Their web address: www.uhcu.org.
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2005 N. Bell Blvd.
Cedar Park, TX
512-259-2700
Hours: M-F 10-4
Extended Hours by Appointment
Saturday Hours Vary, Call Ahead.
When you deal with Select Auto Source, you are dealing with one person, Steven Lowery (Me). I locate the cars, inspect the cars, buy the cars, transport the cars/arrange for transport, clean the cars, arrange for any needed repairs, park the cars, market the cars, sell the cars, and transfer the titles. I try very hard to only offer top quality vehicles at extremely competitive prices and therefore the mix of inventory may change. I never deal in cars with salvage titles, flood damage, or serious collision damage. A Free CarFax report is available for any car in inventory. I am happy to talk with anyone about how they might be able to get a great value in a nearly new car. Like anyone, I have strengths and weaknesses. If my strengths play toward your needs, I'd like your business. If not, I'll sincerely wish you well.
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How to figure T,T,&L. This simple formula will give you the "drive-out" price within a dollar. Sales price X 1.06454 + $160 = $ DRIVE-OUT $ This formula includes a full year of vehicle registration.
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Simple no haggle pricing: The price I "ask" is what I expect to
get. If you think you can get a better deal somewhere else, do so.
If you feel that your car shopping experience won't be a success
unless you can "talk the guy down", please don't waste my time or
yours. I don't say that there's no better deal out there. Sometimes
individuals mistakenly sell a car for far below it's value.
Sometimes dealers are desperate to sell old inventory. This is not
to say that prices here are set in stone. If a vehicle is in inventory
for two months, the price will probably be lowered on that vehicle.
So you might be tempted to try a wait-it-out bargaining strategy.
That may or may not work for you. Once, a couple test drove a car
in the morning and then came back later on in the day to buy it.
Unfortunately for them, the car was sold to someone else in the
mean- time. I realize that buying a car can be a stressful process.
You will not be subjected to sales pressure here. The
decision about what car and price are best for you is yours.
UFCU (University Federal Credit Union) has financed many vehicles that I have sold. They seem to have a very efficient process for funding auto loans.
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***You will need to have sufficient funds to pay for your entire purchase or arrange financing on your own.*** Your own bank/credit union or one of the lenders listed below should be happy to assist you. It has been my experience that a little shopping for a good rate can be beneficial. I once had a customer tell me that his own bank offered to match a better rate he had found elsewhere.
Note: When you go to a big dealership, after you "settle" on a price with the salesperson, you go the finance guy's desk to sign the paperwork, this person gets paid to do what you can do yourself, arrange financing. Sometimes the dealership has financing rates that are very low, but these are almost always reflected in the pricing of the car (i.e. 1.9% or $2000 cash back).
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Select Auto Source is located on Business 183 (N. Bell Blvd.) just north of New Hope Drive, in Cedar Park. That's about
24 miles north of Downtown Austin or about 10 miles west of the IKEA in Georgetown. I have a very small lot that I lease
from another car dealer that specializes in commercial vans. Their sign, "Cars, Trucks, Etc." is larger than mine on the
building. Also, there is a large "AUTO REPAIR" free standing sign between us and the auto repair business next door.
The only services that I commonly perform are oil changes, and detailing. Select Auto Source has been a licensed and
bonded Texas Independent Motor Vehicle Dealer for 3 years.
BE AWARE THAT 183-A IS NOT ON M0ST MAPS PRIOR TO 2008. 183 (BELL BLVD) AND 183-A ARE NOT THE SAME THING.
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If you're coming from Austin and don't want to pay the toll, EXIT the LAST FREE EXIT at Lakeline Mall
Drive (just north of 620).
When exiting, follow these simple directions: Exit in the right hand "Exit Only" lane. Stay in that lane
through 2 traffic lights.
When you see the 3rd traffic light, move over 1 or 2 lanes to the left and then turn left at the light.
This will get you back to the real 183 (Bell Blvd). Once on 183, you've got about 3 miles to go. After
New Hope Dr., we're the fourth business on the left.
If you don't mind the toll, just stay on 183-A until you come to the first traffic light (New Hope Drive).
Turn left on New Hope Drive, which will take you back to 183 (Bell Blvd) in about a mile.
Turn Right on Bell and we're the fourth business on your left.
Look at the bottom of this page for more info.
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From the East or West, you can come across on 1431 and turn north on Bell Blvd (Hwy 183 not 183-A). I'm exactly 1 mile north of 1431 on the left.
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All pricing is listed on the Home/Inventory page.
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"Folks may stop and look because of price, but they buy because of quality" -S.L.
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USAA pre-approved dealer checks are gladly accepted here. The people at USAA make the whole process as smooth as glass.
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Sometimes the prices of the cars here might appear to be too good to be true, but they are in fact just the
rewards for smart purchasing and very low overhead costs. Do not assume that there must be flaws that result in
the lower prices. Please feel free to call with any questions or concerns you might have. Shop around and
compare and you will see just how much money you can save. When you can save over a thousand dollars with
a car purchased here, doesn't it make sense to invest a little time for research? I can confidently say that the
conditions of the vehicles here exceed the expectations of those that come by and take a look in person. I will
not be upset or feel insulted if you would like to ask questions about vehicle condition, history, and the like.
Please let me have an opportunity to earn your trust and save you significant money.
-Steven